Guides on group benefits, retirement plans and business protection. Written by a working advisor, so they cover the things that actually come up rather than the things that are easy to write about.
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What a group plan actually contains, how few employees you need to start one, who should pay which premium, what really drives your renewal, and the four questions worth asking any advisor before you sign.
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You need fewer employees than you think, being small helps you at renewal, and most of the value small employers lose is in the explaining rather than the plan.
Plan designThe structural choices that change what a plan costs and what it is worth to the people on it, including several employers are rarely told about.
RetirementA Group RRSP belongs to the employee immediately. A DPSP can carry vesting of up to two years, which turns the employer match into a retention tool.
More on the way. If there is something you want covered, email info@benefitforward.ca and we will write it.
A plan review takes thirty minutes and costs nothing. A fair number of them end with us saying the plan is in decent shape and here are two things to think about.
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